loan modification

if the bank does not accept my loan modification, how long wit will take for forclosure?
  • Question refers to 13 Hastings St, Redlands, CA 92373
  • March 30 2008
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Answers (1)

Hi Gladys,
this  completely depends on where you are in your default.

Depending on if the lender has filed a notice of default, and notice of sale.

Typically, once you submit your complete loan mod package the lender will stop the foreclosure process to review you for a mod.  You should submit a complete loan mod package asap but the lender is required to review you for a mod as long as you submit the package 8 business days before the sale date.  

For a home owner that is waiting too long.  

  • May 04 2011
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