loan question

Profile picture for youngambitious1
if i was able to buy a house for cheaper than i was approved for with my loan could i ask for slightly more than the house price  to purchase appliances for the house?
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February 12 - Atlanta
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Profile picture for spnagalla
You can ask the seller to install the appliances and adjust the sales price accordingly.
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February 12
Profile picture for TucsonSpirit
Talk with your lender, they are the ones with the loan.  FYI, in the past this would have been no problem.  We are in a bit of a financial crisis right now, maybe you heard?  Lenders no longer loan out more than what the house appraises for, period.  Talk with your lender, free conversation to have.Good luck.  Spirit
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Profile picture for kapyarets
 There are some loans available with more money than sale price of the property - renovation loans. There can be different renovations included in loan: new appliances, like you would like to do to the big one - new septic installation. Talk to the mortgage specialist and find the one that may works or you.
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February 12
Profile picture for youngambitious1
ok thank you for the feedback
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February 12
 
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