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Rate volatility is very high right now, some lenders have had 7-9 different rate sheets in just the last 2 days where normal in that period would be 2-4 sheets.Pricing seems reasonable for the 10/1 as of this moment. Yesterday morning it would have been robbery. A good tactic right now is to lock with a source that offers a good float-down policy. This way you protect against the volatility and give yourself a possible 2nd or 3rd chance if sharp movements continue.
You may consider getting with 3 lenders and get a better rate. I always recommend this to my Buyers. Also, get a written/printed good faith estimate. It may not be exact, but it is best to have a copy for your records.
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