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looking for going rates and fees on VA Irrrl 30 Yr in Missouri, not subject to VA funding fee.

Currently at 5.0%,  looking for VA Irrrl rate and fees.
VA Disability
Current balance 258K
No Lates, Excellent Credit
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June 22 2010 - Saint Peters
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Answers (6)

Best Answer

Our 30 Year Fixed VA IRRRL rate at Pulaski Bank is 4.5%, but you'll need to collect a formal quote from each lender you are comparing to get both the rate and the lender fees being charged.  We would not charge a processing or underwriting fee.  You would only pay normal third party fees including title insurance and government recording, etc.

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June 23 2010
if you are disabled you are exempt from VA Funding fee. [spam deleted by Zillow moderator]
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October 27 2013
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Took Mark's advice and shopped around taking into consideration the Rate and Closing Cost.  Locked yesterday at 4.375 with some buydown.  Most quotes were at 4.5% no point with closing cost ranging from 1300-1800 plus normal pre-paids.  Went with Mark as I could get a better rate at the same overall cost.  Look forward to closing and saving about $100 a month.  Thanks Mark.

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June 25 2010
When you say not subject to VA funding fee. Are you saying you are exempt from the funding fee? Or you wish to have a mortgage without being charged the funding fee.
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June 22 2010
4.375% 30 year fixed no discount points - Hope this helps!
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June 22 2010
VA IRRRL rates are going to follow the regular VA rates, but don't have the costs or hassle of a regular VA loan.  Our 30 VA rate hit 4.5% today, giving you a new payment of around $1,302.
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June 22 2010
 
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  • Asked by krissy1969
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Going rate for 30Yr VA Irrrl in Missouri
Mortgage Rates
 
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