mortgage after short sale. have income and down paymentwe have a score of 640. short saled our home in Massachusetts after finding a great stable job in north Carolina. (may 2011). income is $125k yr plus $12 k yrly bonus. in addition i have a contract with govt for telecommute job earning $58/hr (min 25 hrs a week- up to pax 40 hrs a week, but no max). we have just over $9k in old credit cards we are paying down, and a loan with our old mortgage company (agreed to as part of SS) for $10k at zero % interest for 10 yrs. we have no other debt, cars are paid in full. we currently have $10 k in savings but by closing (aug 2012) we shall have right around $25k for closing/down pymt. does anyone know of a lender who would work with us on a mortgage? we have the house in mind (new construction-completed. $300k in Charlotte 28278 zip code. 4 bed 3 bath in very family friendly prestigious community. homes from the $200's into the millions. thanks so much for your help. we really want to have our 3 kids in a permanent school setting and back into a home.April 16 2012 - Steele Creek00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.