mortgage credit certificate programHi, i am first home buyer & i wonder if you could explain more for me how it works? here is message( if you sell home with in 9 years,you have to pay recapture tax which equals lesser of:half gain from the sale of the home, or tax base on somewhat complicated formula & several condition can exempt you from the recapture tax) the tax credit that you can claim is 20% of interest paid annually. What do you think? thx.May 15 2010 - Chula Vista00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.