most important for mortgage loan approval? high credit score or long history?Hello, can some one advise me what is more important in securing a mortgage loan either an acceptable credit score 690 and or up to 1year plus positive credit history with atleast 3 credit tradelines? Discharged bk7 (02/2006)i am looking to be in the market to buy a home within a year or 2 but only have 2 secured credit cards 500 max and a 8k car installment loans. will have 100k avakl funds for downpayment soon but wanted to know what else shpuld i do to guaranteeda loan September 01 2012 - Orlando00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.