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If you don't address the reason your score is 568, you may not be able to buy next year either. You need a plan to improve your score! It also depends on why your score is 568. There may be things on your credit that can easily be remedied like paying down balances. I have seen folks increase their scores by 100 points or more by paying off small bills and paying down balances. Be careful with paying off/down certain accounts, the wrong accounts can actually HURT your score!I have a client who is waiting on a purchase because her score is 716, at 720 she will save over $1600 in fees! With credit scores being so important now, working with a mortgage professional who truly understands credit is key and can save you thousands of dollars!
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For Sale: $230,000
For Sale: $215,000
For Sale: $265,000