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Answers (5)

- Cindy Quinton, "Cindy Quinton"
- Contributions:1334
Also consider educating yourself about your credit. You can get copies of all three of your major reports at www.annualcreditreport.com and see what is on there.
But, don't DO anything.
Then go to www.myfico.com and begin reading on the community forums about what you should do. Once you've done some reading, jump in and ask some questions. I have to say it is one of the friendliest, least snarky sites on the web.
I would advice you to find a lender that would guide you in the process, but I have had difficulty getting much help myself. But I am learning....one of my scores has jumped 60 points in a matter of weeks, and they are all climbing.

- Sharon Lewis, "Sharon Lewis"
- Contributions:3923
Talk to a lender, they can help you bring up your credit scores in as little as a few months. Best of luck to you.;

- Sinead McAllister, "Oceanside Specialist"
- Contributions:142
Possibly, although it probably wouldn't be difficult to get it up some and get a better rate.
Good Luck!
Sinead McAllister
Good Luck!
Sinead McAllister

- Tom Gittings, "Tom Gittings"
- Contributions:1
Yes! Some lenders can do that 600 to 620 range.




my credit scores are in the low 600, do i have a chance to get loan approved?
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