my husband's credit is great, mine is not however we were approved for the loann, now he have to askMy husband's credit is great, mine is not-student loans recent car purchase, ect., however we were approved for a 150,000 fha loan. The home we want requries us to ask for 5000 more. What are the chances that my credit score will affect our loan? Is it better for one spouse to apply for the loan or is the loan based on the better credit score?July 26 2010 - Alexandria00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.