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my husband has a cs of 601 and we cant get a loan for ahome in west tennessee. please help

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July 22 2010 - Dyersburg
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To consider purchasing a house, you should have three things...

    A 620-or-higher credit score
    A reasonable DTI (debt-to-income) ratio
    Money for the down payment and closing costs

These are minimums. If you don't have all three, then you're going to have problems even if you somehow get into a house. It may not seem like it now, but consider that right now you're being protected from a bad decision. Work on getting all three in place, and you'll be much more likely to be a successful homeowner.
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July 22 2010
You can try working on your credit. It's in your best interest to do so because you will get a more favorable rate.
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July 22 2010
 
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my husband has a cs of 601 and we cant get a loan for ahome in west tennessee. please help
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Latest answer by SoCal_Engr
July 22 2010 | 2 answers
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