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Great answer Keane.
You may also consider this approach to build more credit. Go to Equifax.com and order their $99 credit service. You pay by the month. You give them any account information that has your husband listed as the obligated party (cell phone, utilities, gym memberships, car insurance,anything with regular payments) as well as cancelled checks for rent paid. They will verify his payment history with those accounts and put that on his credit report as well as report the information with the other bureaus. As long as that information is positive, it should help bring his scores up.
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For Sale: $166,000
For Sale: $299,900
For Sale: $184,500