need advice on current loanhello everyone I just registered here and i decided to post this because i read a few topics and it really seems that the people in here know what they are talking about. I need help with my currect loan with Countrywide. I've been trying to refi since january with no luck what so ever. I started with my current lender which at first seemed really help full in the end the guy who i was dealing with didnt return phone calls or email and a few week later sends me an email explaining that he went on vacation.. wow that was an experiece. I proceeded with local broker which till this day i keep getting the run around. I'm basically to the point that i want to quit but ofcourse you cant just quit when it comes to somethign like this. I found out that theres a lot of people in my area that already stop paying their houses but none have actually gone into foreclosure or short sale. I was recently in contact with the agent who help me buy this condo and she informed me that the max that the condo can be appraised is 270k and my loan right now is for 340k. She suggested a short sale. I hear alot of different things on tv and just want to see what you guys suggest, i didnt really want to loose the place but dont have a choice she said if i do a short sale i can stay there for about 9 months with out paying anything if it doesnt sale.. My original payment was 2300 and right now because of the variable rate it went up to 2900. I'm fed up and need to know what you guys thing. Thanks in advanve and once again I'm new in here and not sure if i posted this in the right place.May 29 2008 - US11YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.