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Answers (4)

- Johnny James, "Palmdale Mortgage"
- Contributions:406
the price of the home is a bigger factor. If you have 15,000 to put down on a $500,000 you do not have much at all. Put if the purchase price is $30,000 we can close it in 10 days.

- jess.danielle
- Contributions:2
I have 15,000 to put down on a home as well as a good credit score and I still don't qualify for a loan. My advice would be, continue to save for the down payment, and work on your credit score. Hopefully the market will inprove soon and it won't be SO hard to qualify.

- Liberty Mortgage
- Contributions:470
You will need to take a full application with a lender- In about 10 minutes they would be able to determine your approval status. Please keep in mind that the veracity of your answers to their questions will be used in finding out if you are eligible or not. The more accurate you are, the more exact your level of qualification.

- Marcelo Hernandez, "pacific mortgage srv"
- Contributions:180
You need to be pre-approved by a mortgage company or bank. That way you'll know exactly where you stand in terms of financing.
need you oppion!!!!!!!
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