Profile picture for richperry79

no doc loans?

i am buying a $100,000 home,and putting down 70,000,does anyone offer no docs if i put 70%down
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November 12 2013 - US
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Answers (3)

We offer NO DOC loans, but out minimum loan amount is $150K.
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November 12 2013
Profile picture for wetdawgs
Hard money lenders may consider the situation, but be aware that the costs of getting the loan and the interest rate are going to be much higher.
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November 12 2013
No doc loans have really gone away and the only shot that you would have is with your local bank or credit union.  It's possible they would have a program where they will hold the loan and not sell it to Fannie Mae or Freddie Mac and keep it as a "portfolio" loan and if so they can choose to lend to whomever they wish.  It's their money and their own guidelines.  You will have a greater chance if you have a bank that you have a long standing relationship with.  Good luck. 
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November 12 2013
 
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