- Find a Real Estate Professional
- Realtors®
- Mortgage Lenders
- Home Improvement Pros
- Other Real Estate Services
- Review an Agent, Lender or Pro
- Marketing on Zillow
- Real Estate Agent Advertising
- Join the Professional Directory
- Popular
- Real Estate Market Reports
- More
Replies (11)
- Andrew Adams, "203K Specialist"
- Contributions:9349
sandstorm...finding a loan without documenting income will be much harder than finding an reo proprty. Find the financing before you waste your time looking at property.
- sandstormli
- Contributions:13
thats what i figured since it was not easy to get preaproved in july and now after september it just gets worse , and they wonder why houses are not selling and values are going down , hmm
- sandstormli
- Contributions:13
thanks for your reply , anyone from li wants lo let me know what people get here? if anything
- Geoff Cochems, "gcochems"
- Contributions:1055
Hudson City Savings still offers stated or no ratio (in NY, NJ, and CT) depending on your employment/self employed status...if you can find a local broker approved with them that may be your best bet
- shapiroamg
- Contributions:3058
Soveriegn Bank also offers a "select' mortgage product. Stated income. 25% down and min credit scores of 720.
- George DeVine, "George DeVine"
- Contributions:857
Geoff,
I worked in NJ for several years so I'm familiar with Hudson City Svgs, but where in the hell did you hear of them? Impressive!
- Steve Russell, "Steve Russell"
- Contributions:8
Virtually all stated income products are now dead. That said, there are a few programs left, but be aware if they require you to sign an IRS form 4506-T, they will be pulling your tax returns in underwriting, so it could be a waste of time for you and your realtor.
A form 4506-T is a form that allows lenders to pull a copy of your most recent filed tax returns directly from the IRS.
- Geoff Cochems, "gcochems"
- Contributions:1055
I know a little George...
- Clay Branch, "Georgia Loans"
- Contributions:7839
CNBC made them famous last Sept when Jumbos vanished. Wish I had them.
- Clay Branch, "Georgia Loans"
- Contributions:7839
That would be 2 last Septembers
- doulabarb
- Contributions:12
A place called Equity Now does it! Just be careful to read all the documents if you do apply! They really got over on me and I might loose my home.
no income/stated Income in NY Long Island?
Hi all me and my wife are looking to buy a house in commack or dix hills. Any one here still able to get me a loan with no income check/stated income ? i would be looking to buy under $500k and put down $100k plus figure $20 for closing, our credit scores are 700-750
(any one can offer any help in finding forclosures/reo)
Stating a discriminatory preference in an advertisement for housing is illegal. If you think this content is discriminatory or otherwise inappropriate and feel it should be removed from Zillow, please let us know by completing the information above.
We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.