non-FHA refi options for a 90% LTV propertyI have two loans that were taken out at the same time (time of the original purchase) as part of the 80-10-10 deal.1st $532000 5/1 ARM at 5.875%2nd $64300 30 yr 2nd balloon at 7.125%Zillow shows current property value at $658500 and I've been told that the property is not FHA-approved.What are my chances of combining the two loans and refinancing with a monthly payment of under $3500 (assuming annual income of $95000) and a credit score of 740.Thank you.May 26 2010 - Sunnyvale00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.