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So you have a lien that was created prior to you owning it? If you have a mortgage I would assume that there was a owner's and lender's title insurance policy issued. This is the type of thing it insures against as long as you own the property although I don't know the details of your situation. If you can find your policy it will list all of the conditions and endorsements of the policy. It should be with your closing documents but could be provided by the closing agent.
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