perfect credit but a few late rent checksi have a credit score of 799....i only have one current credit card that i pay on time all of the time.....in applying for mortgage they want my last 12 rent checks.....two of the rent checks were lost by the landlord so when i resent them the days they were cashed will make it look like they were late......i am also pretty lax about ut can paying my phone bill and cable bill as i never assumed that they would come into play in getting a mortgage.......i can however show that i pay my electric and car insurance as needed so i have a few other payments that i have not made a late payment on in well over a year.......i am putting 30% down and am getting a much smaller house than i am qualified to get........my question is....will it be tough for me to get a mortgage at the best available rates...how much will the "late" rent checks penalize me in todays environmentMay 11 2010 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.