pre-qualified for VA loan but worried about a couple things..I was just pre-qualified with Veterans United for 204K and received all of the paperwork for pre-approval today. I am concerned about underwriting and anticipate it will be a difficult process. I want to know if I even have shot at surviving based on my circumstances. My credit scores were: Experian:697, Equifax: 703 and Transunion 742. First, is Veterans United well known and can I shop around, for example look at mortgage broker or local bank as well? Will this hurt my credit? I know that in underwriting, my employment will be verified several times. I have a really great job as a personal chef, but I work for someone who is very old and and may not live another 3 or 4 years. I am not self-employed and when the underwriter verifies employment, he/she will be speaking to the personal manager of the person I cook for. I have been working this job several years and I have been in the food industry for many years (25). But I wonder if this will come into play in the employment verification and end my mortgage application in denial. February 28 2014 - Central00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.