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price of title insurance

How much should I be paying for title insurance on a home that's costing me 157,500.00 cash, not a loan involved , no mortgage.?
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October 05 2013 - Floyd
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Answers (3)

Title companies are legally permitted to negotiate discounts from the "schedule" rates. As a real estate agent, I've negotiated a 25% discount for my buyer clients with a title company in Arlington that can handle settlement on a property anywhere in Virginia. There are two levels of coverage - standard and enhanced. Enhanced covers more types of claims than standard.  With the discount I've negotiated, you would pay about $462 for standard coverage and about $554 for enhanced coverage. If this answer is helpful please click on the thumbs-up below. 

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October 06 2013
Title insurance is chart based.  You can goodle title insurance rates Virginia and find a site which supplies the chart for Virginia.  Look up the price and it will tell you the cost.
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October 06 2013
Entitle Direct's rates are very competitive.  Here's a link to their website:  http://www.entitledirect.com/

Good luck!


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October 05 2013
 
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