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so I am looking for a home to rent and saw a listing 3/1 869... No money down/no credit ck, take over payements, make it your own! So I called the number the the site I was directed to was standard capital US. seems it is a CA based company and you register with a 199.00 up front fee you can rent to own or purchase.you get to see the houses that are avaiable in my area (Bradenton,FL) if you couldnt find a home after 90 days they will refund the fee to you, if not the 199.00 goes toward the buying purpose. These are pre forclosed homes. I was told that the deed would take about 24 to 48 hrs process then move in. They do an income verification. Have anyone heard of this company? Is it too good to be true? I tried googleing the company to get some review in some ways thinking I would see scam! Fraud! but nothing to detore me.Im thinking at wrost Im at risk of loosing 199.00? Please advice
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Buying a property in a pre-foreclosure involves approaching the borrower/owner and offering to buy the property outright. The borrower/owner can walk away with something to show for any equity in the property and avoid a bad mark on his or her credit history. The buyer has time to research the title and condition of the property and can realize discounts of 20-50% below market value.
Most people go into foreclosure because they can't make the payments on their home and they have no equity in it. They can't sell them because they are not worth what is owed on the mortgage. How can you buy it from them? You have to pay off the mortgage to put it in the buyers name so now this company buys them for more than they are worth and sells them to you? Is that what you want? How will you get a loan on it if the house is not worth what you are asked to pay. Bells and whistles are going off on this one. Ding ding ding
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