purchasing second home as primary residenceMy husband and I own a home in Virginia. He is active duty and is relocating to NC but I will remain in Virginia. We are under contract to purchase a condo that he will use as his primary residence and we used the VA to purchase our home in Virginia. Could my husband qualify for an FHA loan if it is written in his name only? Our bank initially told us we could but as we get closer to closing they have now told us that it is a vacation home and we must pay 20% down on a conventional loan. We both have credit scores over 800 and a VERY low dti; this is frustrating and we are looking for another lender. Any advice is most helpful as time is running out!June 11 2010 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.