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Good evening, Shirley:You want to get a rate quote from a qualified USDA lender and compare 1) Good Faith Estimate (GFE)disclosure which explains the basic loan terms and the costs you are likely to pay at the closing for the loan. If you decide to proceed with the loan, this form should give you a reliable estimate of most of the costs involved. and 2) Truth-In-Lending disclosure. Generally, the lender is required to send you an initial Truth-In-Lending disclosure statement no later than three business days after your application. It will include the following information:
· Your annual percentage rate (APR)
· Your finance charge
· The amount financed (the amount of credit provided on your behalf)
· The total of payments (the amount you will have paid after you have made all of your scheduled mortgage payments)
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For Sale: $435,000
For Sale: $398,000
For Sale: $40,000