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Could you explain more about the "arm-length" requirement? Does friends or remote family like cousin, uncle are in arm-length restriction?If I disclose it to the bank and bank accepts the offer, it should be fine, right? Besides, the purchase price is market price, bank will have their appraiser evaluate it before acceptance. There are a bunch of houses have been foreclosed for a year before they got sold. Almost all the houses in this neighborhood have been foreclosed or short-saled once. Some of them are going through the 2nd round. Rather than wasting more in waiting longer to sell at even lower value, bank could consider an immediate cash buyer at market or above market price, I suppose?I expressed to bank that I have friend or family interested in purchasing my house, I didn't get a no answer but a requirement of a purchase agreement. They did say at beginning that they need a realtor and have the house listed on the market for 90 days not sold. When I mentioned it is a cash buyer and will purchase at market price. They asked me to submit a purchase agreement of the offer for determination. So, I am here looking for a experienced realtor. However, if the offer is not accepted, can I still have loan modification approved? Thanks.
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