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since my credit was bad and no stable job now, house is not under my wife name. Can I refine the loa

when we bought the house didn't add my house name in. but the our rate was at 5% and think about refin. but I don't have stable income for the past 3 years and got some settlement to take care.  Can I let my wife do the refine for it? 

  • April 19 2012 - West Covina
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Answers (2)

Profile picture for user118860
yes, loan is about 270k, her income like 50k/year. house value was around $$330K.  I think FICO checked was 689 about 5 months ago.
  • April 19 2012
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Profile picture for wetdawgs
Are your wife's income and credit score sufficient to carry the house's mortgage herself?

  • April 19 2012
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