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title insurance reissue rate - California refinance

Hello,

I'm about to refinance after purchasing my home 18 months ago. On my good faith estimate for my refinance, it says "Title services and lender's title insurance" is $1,300. This seems ridiculously high when I just bought the place 18 months earlier. Does anyone know if I can get a reissue rate on title insurance? Any details are appreciated, especially in CA.

Thanks,

Jesse
  • November 08 2011 - US
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Answers (3)

almost any title insurance company will give you a re-issue rate. the title charges on your GFE aren't relevant. Once you let your lender know who you've hired for title work and settlement services they'll get the actual figures from that provider.
  • November 08 2011
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What zip code in CA and what is your loan amount?
  • November 08 2011
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Profile picture for jkapla
I was just told by Fidelity Title they have no such reissue rate product.  She said there is no such product we offer.  Is that true?
I am in 94116 and my loan is 459K and less than a year old.
-J
  • July 03 2012
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