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I'm with you, Dan, and I feel the same way about condos - these are specialties for which agents should be required to have advanced training and a special license endorsement.To answer the original poster, I'd have my agent ask the listing agent, "Why?"All the best,
The house should be listed at today's market value. Lenders know they can only get so much for any given house so they are willing to look favorably at offers for Fair Market Value and they know what that number is. The Listing agent has not done anybody any favors by listing it too low.
I have seen this done here, where the agents think the bank will come back with a higher number and the buyer will pay. The reality is that, while the lender does give back a higher number, it is not a jacked up number just a Fair Market Value number.
I see it as a variation of "Bait and Switch" where the agent gets to "pretend" to be innocent but it is very bad business and makes us all look bad.
In my opinion Short-Sales should require an endorsement for short-sales from the state or a different class of license like a CDL for driving trucks
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For Sale: $219,900
For Sale: $129,900
For Sale: $59,990