traditional bank or mortgage bankerI'm a first time homebuyer looking for a mortgage in Brooklyn. Should I go to my traditional bank for a mortgage? When I went into the branch, they had to call out of state and I was basically on the phone the entire sitting. Will this give me delays dealing over the phone with a person, who doesn't know the NYS rules etc? He suggested to contact a real estate agent for more info about closing, attorney fees.A real estate agent referred me to a mortgage banker, who would do everything to closing. Should I expect fees for this or extra costs? Not sure with who to start. Would it affect my credit alot to check both?Also my W2 from 2011 shows unemployment and freelance work. I only started working for a company in 2011 itself. Will this affect approval?ThanksSeptember 23 2013 - Bedford Stuyvesant00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.