Prefer to talk in person? Find a mortgage specialist on Zillow
Profile picture for ibcrewin

trying to close a fha loan fast. Lost Social Security Card.

I can't find the thing anywhere! So how much is this going to hold things up? This is the last doc I need!
  • March 07 2010 - US
  • 2
    2Yes

  • Report a Problem

    Please enter a valid email address.

    Content flagged

    We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

    We're sorry. This service is temporarily unavailable. Please come back later and try again.

Be a Good Neighbor. Be respectful and on-topic. No spam or self-promotion! See our Good Neighbor Policy.

Answers (10)

You're welcome. That's good news. ....Happy funding, Rudi

  • March 09 2010
  • 0Yes

  • Report a Problem

    Please enter a valid email address.

    Content flagged

    We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

    We're sorry. This service is temporarily unavailable. Please come back later and try again.

Profile picture for ibcrewin
Thanks for all the answers! I called him and we're all sqaured away!
  • March 09 2010
  • 1Yes

  • Report a Problem

    Please enter a valid email address.

    Content flagged

    We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

    We're sorry. This service is temporarily unavailable. Please come back later and try again.

This is a perfect example of a loan officer taking shortcuts. You should not have been put in this stressful situation prior to closing. 

A copy of your SS Card & Drivers License should have been in your file before lender submission. .... Happy funding, Rudi
  • March 08 2010
  • 1Yes

  • Report a Problem

    Please enter a valid email address.

    Content flagged

    We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

    We're sorry. This service is temporarily unavailable. Please come back later and try again.

Profile picture for shapiroamg
If you have a SS office nearby, you can go in, fill out a form for a replacement card (the form is online), and the SS office will give you a letter that should be acceptable in leau of the card.

The form is called an ss-5

http://ssa-custhelp.ssa.gov/cgi-bin/ssa.cfg/php/enduser/std_adp.php?p_faqid=251
  • March 08 2010
  • 2Yes

  • Report a Problem

    Please enter a valid email address.

    Content flagged

    We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

    We're sorry. This service is temporarily unavailable. Please come back later and try again.

Profile picture for Justin Kennedy
you need complete ssn on other documention, paystub, W/2.
lender has a SSN verification form that can be complete and processed in 48 hrs. no problem, my advice cure before last mintue
  • March 08 2010
  • 1Yes

  • Report a Problem

    Please enter a valid email address.

    Content flagged

    We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

    We're sorry. This service is temporarily unavailable. Please come back later and try again.

Get ahold of your loan officer, and have him address this issue.  That's part of their job to help you in situations like this one.

Good Luck.
  • March 08 2010
  • 1Yes

  • Report a Problem

    Please enter a valid email address.

    Content flagged

    We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

    We're sorry. This service is temporarily unavailable. Please come back later and try again.

First you need to find out why it's needed - if it's just becuase it's on the originator's list, then alternative documentation will probably work.

We use a fraud prevention tool called ID Cross Check.  If there is a flag, we are required to obtain the actual Social Security Card from.  It is possible to get same day cards from most Social Security Admin offices.  IF it's anything like this - of course you'll need to go get a new card.
  • March 08 2010
  • 1Yes

  • Report a Problem

    Please enter a valid email address.

    Content flagged

    We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

    We're sorry. This service is temporarily unavailable. Please come back later and try again.

Not mentioned below is your w-2?  Usually it has your ss# on it.  You may need two different items that show your ss # on it without having a ss card.
  • March 08 2010
  • 1Yes

  • Report a Problem

    Please enter a valid email address.

    Content flagged

    We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

    We're sorry. This service is temporarily unavailable. Please come back later and try again.

Your loan should not be held up.  Many underwriters will accept other (supporting) documents, like a 1099 INT or a 1098 - any government issued tax form that has your name and SS# preprinted on it - together with your pay stubs, W-2's and/or tax returns to prove the SS# provided belongs to you. 

These documents together with the 4506T and the SSA Authorization to Release Verification of SS# (Form SSA-89 - OMB 0960-0760) should work.  Good Luck!

.   
  • March 07 2010
  • 0Yes

  • Report a Problem

    Please enter a valid email address.

    Content flagged

    We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

    We're sorry. This service is temporarily unavailable. Please come back later and try again.

Will the underwriter accept a pass port? If not, you may need to call the SSA
  • March 07 2010
  • 1Yes

  • Report a Problem

    Please enter a valid email address.

    Content flagged

    We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

    We're sorry. This service is temporarily unavailable. Please come back later and try again.