underwater mortgagewe owe 115000 roughly on our manfucatured home and its value has dropped to 63000. at 6.75% adjust after in three more yrs we are currently trying to raise our credit score up a little more to qualify for a new home loan and move into a home that fits our family better.we dont know what to do do we hold off on trying to refi our current loan and focus on buying a new property and try to sell? (which would leave us short of paying off the current loan)do we refi to get this loan down. and try to get a new loan for a new house and try to rent this one.looking for helpthanksJuly 28 2013 - Victorville00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.