underwater on mortgage and bank says they can't help. Can somebody help?i have 398k left on mortgage. tried to refinance but house appraised @ 365K i don't qualify for HARP (not with Fannie or Freddy) and my bank said they can't do anything for me @ this time. no late payments for duration of mortgage and fico is 720+November 02 2012 - Upper Marlboro00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.