want to re-fi my 1st, leave my 2nd alone account the economy has brought my ltv down, is it possibledown turn economy has brought value of home down but want to take advantage of lower rates, can I leave 2nd alone and just re-fi 1st at lower rate to apply difference to 2nd, I am guessing since bank that holds second now would not have a problem with riding 2nd at re-fi since they hold the position now- any suggestions, I thought I could roll both to 1 but I think the LTV will be 100% or more nowFebruary 12 2009 - Willow Park00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.