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Lender rating
Since November 2009
Qualifing DTI Ratios with several lenders can go up to 50%. To compute your income multiply your SSI and any other passive income you receive that adjusts by the Cost of Living Index by 125%. Add that total to your remaining passive income that you may receive.
You may also qualify for a Reverse Mortgage which has no DTI qualification requirement.
Lender rating
Since August 2009
Lender rating
Since January 2009
Featured Rates are based on state rates for 5/1 ARM loans and are valid for the date shown, but they may change without notice. They are for consumers with a credit rating of 720 or higher and a 20% or higher down payment. Rate, terms, pre-paid finance charges, and APR may vary based on factors such as creditworthiness of the applicant(s), self employment status of the applicant(s), condo or townhouse structure, loan amount, and geographic location of the property.
If a lender does not offer a national rate, a state rate may be shown next to the lender's name. For example, 'Bank name (CA)'.
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want to refinace. On fixed income what is the current acceptable dti percentage? Am getting confuse
barbles
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