we are retired can we still get a mtg?

Profile picture for StephenNichols
My husband gets a city pension.  I receive a small ss check. 
will there be a problem with this?
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April 18 2011 - Warwick
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Answers (3)

Profile picture for Beaches_Backroads
Your answer is very possibly!  As mentioned below, whether you are retired or not, a mortgage is still based on debt to income ratio.  Be sure to shop around as there are some really fabulous programs out there right now!

Have a fabulous weekend!

Erin Diaz, Broker - Owner
Beaches & Backroads Realty
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May 15 2011
Profile picture for Reality Realty

There are many factors to consider, such as credit history, how much debt you have, have you owned before, etc.  I can refer you to a qualified mortgage person in Warwick if you email me. Good luck!

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April 18 2011
Profile picture for wetdawgs
The evaluation for a mortgage in retirement is the same as any other mortgage.   Some of these factors are: what is your credit score?  What are your debts?   What is your income?   What down payment do you have?
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April 18 2011
 

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