Profile picture for kitt2

we have a usda direct mortgage

we wish to sell this home and relocate, need to know if they will give us another loan for my next home? we are still very low income. how do i go about, starting the selling and the buying process please? where to i find a lender? i don't have a realtor, don't know any here. we own this house 4 yrs now. thank you, any info would help.
  • October 07 2013 - US
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Answers (5)

Unfortunately, you have a few things against you right now...  You're clearly aware of the government shutdown, which has USDA on hold right now-  Plus, they've made some changes with what homes are covered by USDA financing -

And to comment on your reply below, you're not automatically "in" for a USDA loan -  You'll be applying for a new one... Guidelines, rules, etc. could have all changed since the last time you obtained financing...

Keep an eye on their website and then call a lender that you trust...

And yes, you can use a realtor from another county... They just have to be licensed in your state.

Good Luck!
  • October 07 2013
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Profile picture for kitt2
thank you i will do so:)
  • October 07 2013
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Profile picture for kitt2
thank you, but would i have to go threw everything like last time, or will they just consider me, in already, i hope that made since:) can i choose a realtor from a different county, there are only 2 in this town and i don't want either of them. excuse my spelling, vision is bad. i know they are shut down, i have to pay my mortgage and i don't no where it will go, till they open up :) thanks again 
  • October 07 2013
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Profile picture for cassandraevers
Once the gov't is up and running-go to the USDA website for information on the DIRECT loan. It's relatively straight forward. :)
  • October 07 2013
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Currently the USDA loan program is not being operated because of the government shutdown.  However when the government gets its act together it will probably be available again. If you indicate your location I'm sure you will hear from lenders and real estate professionals in your area.
  • October 07 2013
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