Profile picture for user594022

went bankrupt april 2011,can we still get preapproved for buying a house

My husband is a comercial truck driver now and has been with the same company since 2010.

  • September 24 2012 - Johnson City
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Answers (6)

For most bankruptcy, two years from discharge date. You will need to have your middle score at least a 640 to get an FHA loan.
  • September 24 2012
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Profile picture for wetdawgs
What type of bankruptcy?    What was the date of discharge?    How are your credit scores currently?

  • September 24 2012
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Profile picture for Ofe Polack
I suggest that you discuss your situation withat least  two mortgage brokers and maybe even a credit union.  Due to amount of short sales, foreclosures and bakrupcies, the rules are in state of flux. 
  • September 24 2012
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That depends...there are so many new loan packages and guidelines which change almost weekly. Speak to a local lender and see what he can do for you!

Good luck!

TeamKern
  • September 24 2012
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Profile picture for user594022
thanks so much
  • September 24 2012
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Profile picture for AmandaMack1
Contact a local lender but a believe for a FHA you have to be at least 2 years out.
  • September 24 2012
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