what are my options?i bought my condo at the peak of the market in jan. 2006 for 212,500. zillow puts the current value at 146,500. am i stuck with my current interest-only arm 80/20 loan, or do i have options before the balloon payment in 2013? i am not behind in my payments, and my credit score is over 800March 12 2009 - North Cheyenne11YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.