what happens after the 5yrs. of being on the hamp program to your interest rate and house payment, does your interest rate stay the same or change or the monthly payment change. i heard there is a balloon payment at the end is this true. can u get a modified loan if your 2 months behind on payments. thank youDecember 28 2010 - Shelby Township00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.