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whywill it take so long to get an answer back from the bank?
Visit my website for Short-Sale information. Your question requires far amore space and time to discuss all the benefits and drawbacks for buyers. In a nutshell, Short Sale is when the seller is requesting their lender accept less than what they owe on the note. Example: Paid $550,000 in 2006, property is worth $325,000 today. Bank will take a $225,000 loss + sale expenses. it's a very complex transaction and requires very knowledgable people to handle the negoitation with the lender(s).These are not always a good deal, but it may be the only way to get the house you like in this market. Plan on waiting 3-6 months for the bank to approve/reply/deny.
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For Sale: $335,000
For Sale: $240,000
For Sale: $133,000