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what is the lowest credit score that is acceptable for a home purchase?

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February 03 2010 - Moreno Valley
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Profile picture for Direct Lender
620 - You may get an exception if it's lower.
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March 08 2010
Profile picture for Ben Comilang
A resounding 620.  In Washington State we have a FHA State Bond program that allows scores as low as 580.
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March 07 2010
Profile picture for PacificWestCapital
While 620 is common among lenders, there are a few situations when a lower score will be allowed.  This in done on a manual underwrite and you will pay a higher rate of interest for the loan.
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March 07 2010
Profile picture for Memphis Owners12
620 for Government Programs
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February 04 2010
Profile picture for Carl Henker
620 for most lenders
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February 03 2010
 

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