what proof we can request from LO that the rate lock was in fact done on requested date.not when rates are low the next day. My LO blatantly lied in couple of scenarios and gets me to think that LO lied again. This is just not my experience but some past clients had similar experiences. I put a phone request to lock on WEDNESDAY morning (before fed announcement) but have n't gotten lock confirmation or agreement for signing until Thursday evening 8pm. Usually my LO is fast to respond for email/calls but during these last 36 hours none of phone/emails were answered. just want to make sure I am not cheated with higher rate where as actual lock tooking place today at lower rate on Thursday. .My question is will LO get some kind of system generated acknowledgement with date and time of when rate lock took place from lender/bank.. Usually what is the procedure once LO locks the rate. Does LO need to get the agreement signed.is it valid without signing?September 19 2013 - Herndon00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.