Profile picture for tommywilliams614

what ways can i find a investor willing to do a land contract? or rent to own/house for deed?

i am having problems getting pre-approved for a home selling at 23k. due to state law not giving loans under 40k-75k according to 5 different loan company's big and small. i have a good credit score but i lack credit history and money for large closing cost. 
  • August 13 2014 - US
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Answers (8)

Profile picture for tommywilliams614
how/where do i add my location?
  • August 19 2014
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Hey Tommy, 

You may want to add your location.  If you are in my area of PA I can help you out.  I have Lenders I work with that can use "unconventional" credit for a secured personal loan.  You may want to check with Lease Options also. 

Good Luck!! 

Nicolette Wayand
  • August 13 2014
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Profile picture for tommywilliams614
its the same they've all told me, a credit history problem so in the end in order to find a place to live i think ill have to go agenst my better judgement and rent.. but thank you for the advice.
  • August 13 2014
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Profile picture for wetdawgs
Sorry to hear that.

Hopefully they've told you the reason for your loan application being declined so you can take the appropriate actions to move forward.
  • August 13 2014
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Profile picture for tommywilliams614
i put an application in at heartland credit union for my local town and it was also not approved but thanks anyway.
  • August 13 2014
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Profile picture for wetdawgs
Quicken loans, dimound financing, western union,  and an online "guaranteed rate" are not "your local credit union".  

I don't know where you live so I can't give you specifics, but search for an institution in your area with the words "credit union" in the title.   Some are associated with major employers, some with universities, some with cooperatives (e.g. farmer's grain coop credit union).



  • August 13 2014
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Profile picture for tommywilliams614
i dont know if its considered local but ive talked to quicken loans, dimound financing, western union, my personal bank, and an online "guaranteed rate" what do u mean when u say local, like a small time bank or what?
 
  • August 13 2014
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Profile picture for wetdawgs
Have you talked to your local credit union about a personal loan?    
  • August 13 2014
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