when should I hire a realtor?I am looking at submitting my mortgage application in January after i file tax returns ( I was told i need my 2013 taxes for underwriting)My problem is one realtor I was considering using wants me to wait till i submit for per-approval before showing/ finding me property. What concerns me is if i wait to line up candidate property until i submit and receive approval, I would then be locked into making a fast decision on the property i want to buy because of the 30 day approval period? and also limiting my search to just a few weeks.The paradox I am confused with is as follows: two loan officers i spoke with said i need to submit my mortgage application WITH a property address, and a contract (meaning a property i have put a deposit on) for them to qualify me for....but realtors want to make sure i am per-approved (not pre-qualified) before engaging with me.Both sides want the other to do their job first....whats gives?? what am i missing here? how do i proceed?November 23 2013 - US0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.