which loan program will allow us to buy a home from a relative? Usda? Fha?my mom and her longtime boyfriend are going to help us buy a house. They are putting 20% down and getting a loan for 170: for the rest. How can we buy this house we will be living in when november comes along which will be 3 yrs past bankruptcy and foreclosure. Can we get usda loan? We will not have any $ down... How can we arrange title or any of that? My moms boyfriend can buy it perhaps but she wants to be on the titl in case something happens to him.. What can we do to buy it in 6 months? We are confused. with no down payment and credit in mid 600ls payment?June 29 2010 - Winchester00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.