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who can I get a loan from for a credit score between 600 and 619

I'm looking for a FHA loan perferably 30 year for around 80,000
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September 01 2010 - West Newton
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Answers (7)

You should try to find a local lender.  They may be able to keep your loan in house.  Your credit score is close.  You need to look at your credit report and make sure that the items you have paid off and the items you may dispute are recorded correctly.  Pay off any small balances and you may be able to raise your credit score.

Good Luck
Jo
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September 12 2010
Message me and I can show you how to bring your score up quick.
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September 10 2010
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You can try Zillow's mortgage marketplace here. That might be a good place to get information about what is available.
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September 04 2010

Ask your friends for a good mortgage broker
They have several lenders to chose from

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September 04 2010
Your score is so close...   a good Mortgage lender has tools that can tell you what you need to do to raise your score.

i.e. pay down or pay off a credit card or negative bad debt.   and request a score refresh from the credit reporting bureaus.

Sometimes - it's not Much !!
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September 04 2010
What state are you in ajmidget? Companies like mine start at 600. Would need 12 months verification of rent via cancelled checks or letter from mgmt company. Plus a few open and active credit accounts.
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September 01 2010
Check with a local bank.  With a good credit report, we've seen some FHA loans approved with your credit score, but no all lenders in our area.  Your best bet is to call several lenders to ask what each will accept.  Of course, the home has to appraise well.
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September 01 2010
 
Related Questions
who can I get a loan from for a credit score between 600 and 619
Profile picture for Jo Poulin, CRP, ABR
Latest answer by Jo Poulin, CRP, ABR
September 12 2010 | 7 answers
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