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who do I go threw to talk to in buying a house/

I'm looking to buy a house. I do not know who to go through?
  • April 19 2014 - Midtown
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Answers (5)

Buying a home can seem overwhelming, however, if you get "team" together to work for you, the process will be handled in a professional manner and should be much more smooth sailing.  Your team should consist of a good reputable realtor that can act as a buyer's agent (I recommend ABR designation), a lender who knows your financial status, and reputable home inspector and any other professionals deemed necessary by your Realtor. 
  • September 18 2014
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When it comes to find you a new home you may want to speak with a real estate agent. On the other hand, when it comes to financing a new home you will need to speak with a lender. If you are truly interested in buying a home then the first steps to buying a home would be to speak with a lender that best fits your situation to get pre-qualified. Then when you do apply for a loan, lenders like myself will need to look at several different things if you are trying to get pre-approved for a loan. We will need to analyze your assets, credit, expenses, income, debt, employment, down payment, etc. Connecting with a lender is a great way to kick start your home buying process. Either way, the best thing for you to do is to speak with a knowledgeable lender to see if you can get started on financing a new home. If you need additional assistance, feel free to reach out. Good luck!
  • April 22 2014
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I am a Buyer's Agent in the area of town you have posted in.  I would be happy to aid you in the steps to becoming a homeowner.

Please let me know when you could meet with me.

Sincerely,

KerryAnn Douglas, ABR, CDPE
RE/MAX Realty 100
  • April 20 2014
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Profile picture for Dunes ..
Well here's the Truth in my opinion...

You are not asking for advice on how to bu a Pizza but asking about how to go about one if not the largest Financial Business deals in your life...a deal that can impact your life, your families life in huge negative ways if you just throw yourself into the deal without becoming as informed as possible before making decisions, important decisions like choosing a lender or agent or inspector or or or or

Just going to any ol Agent when you are uninformed is in my opinion nothing less than..STUPID

Lots and lots of Lenders/Agents/Agencies competing for business..a paycheck and there are not lots and lots of paychecks so completion is fierce. (Just check out any RE Site)

My advice/suggestion...become informed..as informed as it is possible for you to become
Lots of info available for the consumer
First Time Home Buyer Info about the Process & Excellent Info/Resources for any First time Buyer... from HUD..Buying a Home

Gov. loans/assistance
Provided by the Federal Gov..Find the Right Loan, you can search for specific information, compare options, or take a short questionnaire to determine your eligibility for each program. GovLoan.gov

I suggest you read the Information on the Department Of Justice
Anti-Trust Division Web Site about all the options Consumers actually have available
Competing models of real estate brokerage

Compare properties, prices, options for the Market area of your choice..get to know that area well then get to know it better
Check out
REO-Bank Owned Properties
Many Banks have created Sites for the Public to use (For Free) to view and find Information about the Properties they have Listed for Sale
Sites Like..Bank of America...Wells Fargo

You can find links to Bank sites here...Link

The Fed Gov has Sites for its Properties for sale
HUD Homes...Fannie Mae
You can find the links to all the Gov sites here...Link

You've started here asking a question to become better informed so keep going ;)
Get as informed as you can so you can make the best decisions you can about a huge business transaction and obligation..

The decisions you will make to buy or not to buy, a good buy, a bad buy, offer...accept..pass...inspector, this lender, that lender, agent ect. ect. are all important ones, very important ones.

Be Smart..Shop Smart
Good Hunting
  • April 19 2014
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Is it one particular house you have in mind?  Is it a foreclosure? You could start with the listing agent. If the house is inbetween a short sale and foreclosure it might not have anyone representing it until the bank chooses someone to start showing it again.  It is a matter of public record as to who owns the house and you could try contacting them or google the address and see what comes up, it might be the last agency that listed it and you could call them.
If you are in the market to buy any house than the first step would be to the bank to see what they will loan you, then contact a local full time experienced agent and go shopping.  In the mean time try and educate yourself to the local RE market by signing up to a daily email alert system, most RE companies have these on their websites and you will get a good idea of what is available and how much it costs.
 Good luck
  • April 19 2014
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