why bother buy down points? why not just save money, clean credit and refinance in 2 years?what value does buying down points bring- aren't you just prepaying the interest in the buy down?April 30 2011 - Oklahoma City0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.