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why does freddie have 2yr guarantee and fannies does not

freddie mac reo,s seem to be in better shape then fannies?does any 1 know of a good buyer agent in NH?confused 1st time buyer who,prequalifies w/USDA and looking 4 a lil help i,ve been told buyer agents get paid from seller not buyer?any info appreciated
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January 19 2011 - Central
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