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zero credit score for coborrower

I am in the market to buy a home for $216 and due to my debt to income ratio I am shown as only elig to have a mortgage payment of $1500, if I have my corborrower (husband) who has a zero credit score but has a credit card for past 6 months and has been paying it off and has job with income for past 6months, could we be approved for a fha loan? Need advise
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January 17 2012 - US
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Answers (1)

Why doesn't your husband have more than 6 mos employment history? Was he in school?  Your husband doesn't need a credit score to use his income but you'll need to document the reason for only 6 mos of income.
 
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January 17 2012
 
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